Mortgage Protection

Mortgage protection is a life insurance policy that pays the remaining balance on your mortgage, upon death.

It is normally a condition of your mortgage approval that you have a mortgage protection policy in place. This will generally be assigned to the mortgage provider. So if you die, the insurance company pays the sum assured to the mortgage provider and the mortgage will be cleared. The policy amount decreases in line with your remaining term and balance. The policy also ceases when the term is finished. Provided you are in good health, mortgage protection is very simple and straightforward to set up.

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If you have any questions or require further information, please feel free to contact us via one of the options here.

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Address Barrack Street
Carlow
Email info@longfs.ie
Phone +353 59 9143462
(mobile) 087 929 5658

SDFR

Sustainability Factors – Investment/IBIPS/Pension Advice

When providing advice on insurance-based investment products (‘IBIPs’) or investment advice we do not consider the impacts of our advice that result in negative effects on sustainability factors (namely environmental, social and employee matters, respect for human rights, anti-corruption and anti-bribery matters), because there is currently limited relevant products on the market which meet these criteria and the area of sustainable is relatively new. As the issues progress we will review our position on an annual basis each November.

In accordance with the Sustainable Finance Disclosure Regulation (‘SFDR’), we inform you that when providing advice on insurance-based investment products/Investments, we do not assess, in addition to relevant financial risks, relevant sustainability risks as far as this information is available in relation the products proposed/advised on. This means that we do not assess environmental, social or governance events/conditions that, if they occur, could have a material negative impact on the value of the investment.

We have not assessed the likely impacts of sustainability risks on the returns of Investment/Pensions since we have not been able to identify any sustainability risks that are relevant. We will review on an annual basis each November.

Impact on Return

We have not assessed the likely impacts of sustainability risks on the returns of Investment/Pensions since we have not been able to identify any sustainability risks that are relevant.

Established 1989 • Business Registration No: 153804